If the surf gods smile upon us, get ready for the perfect SUP waves of your dreamsโfuller waves, deeper water, uncrowded breaks, and endless long rides. This is the dedicated SUP surf trip youโve been waiting forโcrafted for true SUP surf enthusiasts who want the ultimate mix of adventure, luxury, and progression.
With unmatched cruising range and a generous fuel allowance, this seven-night charter can take you from North Male all the way to Laamu Atollโwherever the best conditions are calling. We chase the swell, ensuring you score the best waves with the least amount of crowds. This isnโt just a surf tripโitโs a premier experience curated by Moon Tours, featuring Pro SUP Coaching on board to help you level up your skills.
Youโll receive personalised coaching, in-water feedback, and video analysis tailored to your style and goals. Combine that with our quiver of SUNOVA Surf SUPs and the Maldivesโ world-class waves, and thereโs no doubtโthis is the best Stand-Up Paddle surf trip on the planet. ๐ด๐
ย
2026 marks a decade of Moon Tours Maldives adventuresโand this 7-night escape is built to celebrate it right.
โ๏ธย Limited to 10 surfers only
โ๏ธย Private cabin guaranteeย โ no sharing, ever
โ๏ธย 3-person surf teamย โ Pro coach + 2 local guides, incl. Big Naan
โ๏ธย Adora 2026 Upgradesย โ new teak deck,ย Starlink Wi-Fi, and a floating sea pool for relaxed swims between sessions
This trip is the ultimate balance ofย premium surf access and laid-back luxury. With expert coaching, local knowledge, and daily surf mobility via tender and Dhoni, youโll get more waves with less crowd.
Relax onboard, explore the reef, sip a drink from the bar, and soak in the magic of the Maldives. The 7N trip is your short-and-sweet ticket to join our 10-year celebration.
Paul Byrne based in Ireland, is a very experienced Stand up Paddle boarder and a life-long ocean enthusiast with a background in Surfing, Scuba Diving, Boating, and Fishing. All things Surf is his passion!!
Other sports participated regularly include Running, and Snowboarding. Paul is born and breed Irish but has travelled extensively. Paul’s philosophy is all about living ones life!
Paul is an ASI Master SUP Trainer,ย and an experienced educator, trainer and SUP paddler.ย ย He is a registered Physical Education Teacher in a Dublin private boyโs school, and has been involved in Education all his career. Before his involvement in Surf and SUP, he was very involved in the recreational Dive Industry, and is a PADI Master Scuba Diver Trainer.
Paul owns and runs IRISHSUP, an ASI accredited SUP School, located at Dublin, Ireland, since 2010. Paul regularly competes in stand up paddle racing and SUP surfing competitions at local, national, and international level. He has represented Ireland at the last two World Championships, where he was also the Irish Team Manager.
Through his SUP school, Paul has delivered SUP lessons to 1000โs of clients from beginner to elite and advanced. Paul is very instrumental in the massive growth of SUP in Ireland.
Currently Paulโs passion has him working tirelessly on developing standards and rules for SUP competitions (racing and surf) at local and national level.
Aย bucket-list paradiseย that most only dream about, the Maldives are scattered like jewels across the equator in the heart of theย Indian Ocean. Theseย gem-like islandsย deliver the ultimate vision of tropical blissโpalm-fringed beaches, turquoise lagoons, warm crystal-clear waters, and vibrant coral reefs teeming with marine life. The Maldives is not just a dream destination; itโs aย playground for surfers, offering a stunning variety ofย world-class wavesย ready for exploration.
Made up ofย 1,192 islandsย acrossย 26 coral atolls, the Maldives stretchย 820 kilometres north to southย andย 120 kilometres east to west, withย India and Sri Lankaย as their closest neighbours. Itโs a place like no otherโalmost entirely ocean, where the highest point of land sitsย less than 10 feet above sea level. Picture a vast sea sprinkled with tiny coral islands resting atop an ancient volcanic range. Of these, onlyย 202 islands are inhabited. Withย no hills, rivers, or significant tides, the Maldives is pureย ocean bliss.
Whether you choose aย boat-basedย orย resort-basedย surf trip, hereโs what matters most:ย our itineraries, boats, and everything we do are specifically designed for Stand Up Paddle surfers. Onboard, youโll be among friends who share your passion, with every detail catered to theย SUP experience.
Surf resorts areย limited by location. For everything to alignโwind, swell, and tidesโluck needs to be on your side. Most resorts offer just one โprivateโ wave, and access to other waves requires a speedboat or Dhoni trip, often withย up to 30 surfersย on that same break. Itโs a different game, withย far less freedomย to chase the best surf.
Whether youโre travelling solo, with friends, family, or a partner, our tours are designed toย entertain and pamper non-surfersย while youโre off catching the waves of your life.
Whatโs not to love aboutย cruising the Maldives on a luxury motor yacht? Picture yourself on theย rooftop deck, soaking up the sun, with aย cocktail in one handย and aย book in the other. Too chill? No worriesโweโve got plenty to keep you busy:
No matter what you choose,ย every moment onboard is an experience to remember. Our tours are about more than surfingโtheyโre aboutย adventure, connection, andย relaxationย in one of the most breathtaking destinations on the planet.
Ready to ride the best boards on the market?ย SUNOVAย has taken theย SUP world by storm, producing cutting-edgeย Balsa wood surf and race SUPsย that have become theย most sought-after boardsย for paddlers and surfers alike. ๐โจ
SUNOVA Surfboards, under the leadership ofย legendary shaper Bert Burgerย ๐โthe visionary behindย parabolic balsa railsย andย veneer-skinned surfboardsโhas beenย pioneering lightweight, high-performance boardsย for over 20 years. Hailing fromย Mandurah, Western Australiaย ๐ฆ๐บ, SUNOVAโs boards are renowned for theirย strength, flex, and longevity, outlasting traditional PU boards without compromising on performance. These boards are built toย fly across waves and carve lines with precision, making them the ultimate choice for serious surfers.
Weโve got a range of premium boards (112L to 148L) available, first come, first served! ๐ Just reserve yours now, and itโll be ready and waiting for you on the trip.
Whatโs Included:
What You Need to Know:
Whether youโre riding the waves or cruising the lagoons, SUNOVAโs fleet has you covered.ย Book your board now and ride with the bestโthe surf of your life awaits! ๐๐น
These terms ensure theย best experienceย for all surfers on the tour, helping us maintain our fleet and keep theย stakes highย throughout the journey. Thank you for your understanding and cooperation!
Surfing in the Maldives has exploded in popularity in recent years, drawing surfers from around the world. The same powerful swells that light upย Indonesiaย also make their way to the Maldives, though the waves here tend to be a bit more mellow due to theย higher latitudeย andย SE exposure. The Maldives is rapidly becoming aย surfing hot spot, but with the right knowledge and guidance, you can still find yourselfย surfing empty lineups with just you and your matesโa rare and unforgettable experience.
The North Malรฉ Atoll is theย busiest surf zoneย in the Maldives. With a rise inย land-based hostels and resortsย catering to surfers, along with many boat charters focusing on this region, itโs not unusual to findย 50 or more surfers on a single wave. North Malรฉ is ideal for budget-conscious travellers and swell chasers alike. When the swell is small, North Malรฉ can still deliver, acting as aย swell magnet. But when the swell cranks,ย North Malรฉ transforms into a playground of deep barrelsย and intense reef breaks, with heavy hold-downs that demand respect.
South Malรฉ offers a quieter option as you journey further south, with fewer crowds but still great waves to explore.
This isย our primary playground, where we focus most of our time. The waves in the Central and Southern Central Atolls areย clean, long, and incredibly consistent. Throughout the southern winter, itโs rarelyย flat, with endless waves breaking across allย wind and swell directions.
We canโt reveal the exact wave names here, but trust usโthis region is loaded with gems. The key to scoring these waves isย boat access. With many of these breaks only reachable by water, youโll often find yourself surfingย empty lineups, a dream for any SUP enthusiast.
Theย Southern Atollsย at the very bottom of the Maldives offer a more remote surf experience, though they come with challenges. While waves are present year-round, theย winds can get strongย outside of the prime windows. For SUP surfers, getting to these atolls isnโt easy, asย local flights donโt accommodate SUP boards, and the wave conditions arenโt ideal for paddle surfing.
But no worriesโthereโs no need to venture that far south! Theย Central Atolls offer more SUP-friendly waves, along withย plenty of varietyย to keep you stoked for the entire trip.
With ourย in-depth knowledge of the regionย and boat-based access to theย best waves across multiple atolls, weโll ensure you score theย best conditions possible. Forget about battling crowds. Our focus is onย finding clean, uncrowded lineupsย tailored for SUP surfers. Whether youโre chasing long rides, perfect peelers, or exploring the hidden gems of the Central Atolls, thisย surf trip will leave you with memories for a lifetime.
The Maldives isnโt just about world-class waves. Itโs aboutย freedom, adventure, and connection to the ocean.
Upon your arrival in the Maldives, youโll beย greeted by a representative from Adora or Moon Toursย right outside the international arrivals area. If you arrive the day before, there wonโt be a representative meeting you, but weโll guide you on your next steps.
Atย 10:00 am, weโll gather atย Malรฉ Airport, right in front ofย Coffee Club / Burger Kingโitโs a small airport, so weโll be easy to spot! From there, youโll board theย Adoraย to begin your adventure.
โ ๏ธย Important:ย If you canโt arrive beforeย 12:30 pmย on Day One, youโll need to arrive the day before andย overnight in Malรฉ or Hulhumalรฉ. Youโll also need to arrange your own transfer to and from the airport, but weโre happy to assist. Check out ourย FAQsย for recommended accommodation options.
On this itinerary, we typicallyย explore the Meemu Atoll.ย if the conditions call for it. This route includes some of ourย favourite wavesโperfect for those on a tighter schedule but still looking for an incredible experience.
Withย extra days, we have the chance toย venture further southย and stay longer at each spot, giving youย more time to surf and explore. If the conditions align, weโllย cruise as far as Laamu Atoll, maximising your wave count and delivering the best possible experience.
Our SUP surf tripsย start and end in Malรฉ Harbour, close to some of theย nationโs most famous wavesย in theย North Malรฉ Atoll. However, since these waves are often crowded with surfers fromย land-based resorts, hostels, and other charters, we typically avoid this area. Expect names likeย Jailbreaks, Sultans, Cokes, Ninjas, Honkyโs, and private resort waves likeย Pastor Point.
Instead, weย focus on the central and southern central atolls, which offerย fuller, uncrowded wavesย ideal for SUP surfers. Theseย boat-only accessible breaksย provide long, clean rides perfect for SUPs, with just the right amount of size to remainย rippable on a foil. There are someย heavier barrel wavesย in the region, but ourย priority is SUP-friendly surfโthis trip is all aboutย fun, smooth ridesย rather than heavy slams.
We believe that aย surf trip should be fluidโnot locked into rigid schedules or distances. Our tours are built toย flow with Mother Nature, following the bestย swell and windย conditions. We stayย flexible right up to the last minute, adapting throughout the trip to get you on the best waves.
Withย a generous fuel and mileage allowance, we have the luxury to travelย farther than most standard charters, taking youย away from the crowdsย and intoย the heart of the best surf spots. Ourย outstanding boat, experienced crew, local surf guide, andย Moon Tours representativesย know the region inside out, ensuring an unforgettable experience.
Currently, depending on the group, airport transfer is typically scheduled for around 9 a.m., based on the most common departing flight times. Occasionally, we can arrange a later transfer if it suits the majority of flights. If youโd prefer not to take the group transfer, thereโs usually the option to stay on the boat for the day (for an additional charge) and arrange a private transfer later.
Forย safe flight scheduling, any flights departing afterย 1:00 pmย will work perfectly. In some cases, aย late checkout of the yachtย might be available, giving you a bit more time to soak in the last moments of paradise.
If youโd like toย catch an earlier flight, we can arrange aย private speedboat transfer. This option costs approximatelyย USD $200. Alternatively,ย a water taxiย may be available forย $50, depending on ourย final nightโs location.
Get ready forย unparalleled SUP surfย adventures, uncrowded waves, andย freedom to explore the Maldivesย like never before. Whether youโre with us forย 8 days or 11 days, every moment will be filled withย surf, fun, and unforgettable memories! ๐๐น
Check out the MV Adoraย
Step aboard theย Adora, your home at sea, whereย luxury meets adventure. Built-inย 2014, thisย 123-foot tri-deck motor yachtย offers everything you need for an unforgettable journey. Withย 11 spacious cabins, each featuring aย private ensuite, Adora sets the standard for comfort on the water.
Theย Adoraย offers a blend ofย shaded, sun-soaked, andย air-conditioned spacesย so you can enjoy every moment, inside or out. Sip aย sunset cocktail on the sundeckย or relax in the cool interior after a day in the water.
Every inch of theย Adoraย has been crafted to theย highest standards, creating the perfect balance betweenย luxury, comfort, and adventureย at sea. Whether youโre surfing the Maldives or simply enjoying the ride, theย Adoraย promises aย tranquil, luxurious escapeย like no other. ๐โจ
Get cozy in one of ourย six spacious standard cabins, each designed forย comfort and convenienceย at sea. Whether youโre travelling solo, with a partner, or with a friend, these cabins offer aย peaceful retreatย after a day of surfing and exploring.
Withย quiet, air-conditioned comfort,ย private ensuite bathrooms, and thoughtful amenities likeย 24/7 room service, these cabins offer the perfect space toย relax, recharge, and get ready for the next adventure. Whether youโre watching a movie, enjoying a cool drink from the minibar, or unwinding under the reading lights, youโll feel right at home aboard theย Adora.
Indulge in one of ourย four deluxe Ocean View Suites, whereย comfort meets luxury. These cabins offerย stunning private balconiesย withย breathtaking ocean views, perfect for unwinding after a day on the water. With thoughtful amenities and spacious design, these suites make your time at sea feel like a five-star escape.
Theย Ocean View Suitesย offer aย perfect blend of luxury and relaxation, withย balconies that invite you to soak in the sunsetsย andย private spaces designed for tranquillity. Whether youโre kicking back with a drink from the minibar or catching a movie on the TV, youโll feel right at home.
Treat yourself to an unforgettable experience where theย sea is always in viewย andย comfort is just a step away. ๐
Whether youโre aย surfer, non-surfer, friend, or family member, everyone is welcome aboardย Adora. Atย Moon Tours, weโve designed ourย luxury-adventure holidaysย to ensure thatย non-surfing partners and friendsย have just as much fun as the surfers. With plenty of activities to enjoy, your time in theย breathtaking Maldivesย will be nothing short of extraordinary.
No matter how you choose to spend your days, your time aboardย Adoraย will be filled withย relaxation, adventure, and unforgettable memories. Whether you preferย exploring the reefs,ย lounging in luxury, orย diving into a new hobby, thereโs something for everyone.
Join us for theย ultimate Maldives escapeโwhereย surfing isnโt required,ย butย fun is guaranteed! ๐โจ
The Maldives is renowned for itsย pristine beaches and turquoise waters, but itโs theย vibrant marine life beneath the surfaceย that truly sets it apart. Known among divers as aย hidden gem, the Maldives offersย stunning coral reefsย and anย abundance of marine creaturesย that make it one of the worldโs most sought-after dive destinations. Withย water temperatures a steady 27ยฐC to 28ยฐC year-round, every dive is comfortable and awe-inspiring. Onboard, ourย dive masters and instructorย provide the opportunity to complete aย try dive or full dive course in paradise. Certified divers can enjoyย unlimited explorationย with the support of aย Nitrox-equipped Dhoni, while those who prefer to snorkel can join aย guided snorkelling tourย led by our expert crew.ย Snorkelling equipment is provided free of charge, and anyย diving activities or coursesย can be conveniently paid for at checkout. Whether youโre diving deep or staying near the surface, the Maldivesโ warm waters,ย incredible marine life, andย professional crewย ensure every moment in the ocean will be unforgettable. ๐๐ ๐
Fishing has long been theย lifeblood of island nations, and theย Maldives is no exceptionโwidely regarded as one of theย โfishiestโ places on the planet. Whileย pelagic speciesย are often the prime targets, the reefs and shallows are teeming withย exciting game fishย that will test your skills. Expect fierce encounters withย Bonefish, Barracuda, Grouper, Snapper, and theย king of fish, theย Giant Trevally (GT)โfor whichย heavy-duty gearย is a must if you plan on hauling these beasts onto the boat.
Cruise theย deep blue waters along the outer reefs, whereย Yellowfin Tuna, Dogtooth Tuna, Dolphin Fish, Wahoo, Sailfish, andย Marlinย roam. With theย freedom to fish from all three boatsย and the enthusiastic support of our crew, anglers can fully embrace the thrill of fishing these bountiful waters. If youโre serious about your fishing game,ย bring a solid rod and plenty of your favourite luresโbecause out here,ย the big ones are waiting. ๐ฃ๐๐
We have a couple ofย inflatable SUPsย available for guests to useย free of chargeโperfect for aย flat-water paddle, someย exercise, or justย fun off the back of the boat. ๐โโ๏ธ๐
Please note:ย Inflatable SUPs in the Maldives take a beating.ย With the intenseย sun and heat, weโve seen failures across multiple brands. While we aim to have them ready for your use, if they sustain damage and become unusable, itโs unlikely weโll be able to repair them during the trip. We appreciate your understanding and will do our best to keep them available for as long as possible! โ๏ธ๐ค
Step ashore andย explore the charm of a local islandย with a relaxing walk or run. Most islands areย small and easy to navigate, featuringย sandy roads and tracksย that can be circled inย 20-30 minutes. Be sure toย bring a water bottleย andย a few dollars, just in case you want to grab a snack or souvenir from a local store.
Toย respect the local Muslim culture, women should dress modestly, covering theirย shoulders and knees.
Enjoy some downtime on aย deserted, palm-fringed island, where you can stretch your legs with aย beach stroll or run. Lay back in the sand with aย good book, or do your part by collectingย any plastic bottlesย that have washed ashore.
Thereโs no need to bring money hereโbikinis and alcoholic beveragesย are welcome on uninhabited islands. Just remember toย stay hydratedย and bring aย water bottleย to keep cool under the tropical sun. โ๏ธ๐น
Adora offersย fully air-conditioned loungesย withย large flat-screen TVs, as well as in-room TVs for your personal enjoyment. Each TV is connected to anย onboard entertainment system, showcasing a variety ofย movies and music. We also have aย hard drive pre-loaded with moviesโbut feel free toย bring your own USBย loaded with your favourites to watch in your cabin.
Ourย small onboard libraryย offers a selection ofย books and gamesย to enjoy during your downtime. We also encourageย book swaps, so feel free to trade a book youโve finished for something new.
Thereโs alwaysย something fun to playย on Adora! Our selection includesย board games, playing cards, and Moon Tours favourites likeย Unoย andย Monopoly Deal. Whether youโre in the mood for a quick game or an epic showdown, thereโs alwaysย friendly competitionย to be found on deck.
Weโve gotย yoga mats onboardย that youโre welcome to use anytime. Stretch, bend, and find your flow wherever it feels right, whether itโsย soaking up the gentle breezeย on theย rooftop sundeckย (with options forย sun or shade) or in the comfort of theย air-conditioned lounge or your cabin.
Take a moment toย relax, recharge, and connect,ย the perfect way to balance out all the excitement on your Maldives adventure. ๐๐
Our chef invites you into theย kitchenย for a hands-on experience learning how to createย delicious local Maldivian dishes. Get ready to masterย fragrant curries,ย soft roti bread, and the art ofย fresh fish preparation.
Discover theย secrets behind Maldivian spice blendsย that will have yourย taste buds dancingย and bring a piece of the Maldives back to your kitchen. This is more than just a class; itโs aย flavour-packed experienceย you wonโt forget! ๐ถ๏ธ๐ฅ
Bring yourย cameraโbecause in the Maldives, itโs nearly impossible to take a bad photo. Whether youโre snappingย turquoise waters, palm-fringed islands, vibrant sunsets,ย or capturing theย bright culture and friendly locals, youโll find endless inspiration to keep you engaged for hours.
Beneath the surface,ย marine life bursts with colour and variety, making underwater photography a must.
For adventurous photographers,ย surf and action shotsย offer another challenge. Try capturing surfers from theย beach or surf boat, or if you have aย waterproof camera and strong swimming skills, jump in and catch those epicย in-water anglesโthe surfers will thank you for it! ๐๐โโ๏ธ
Depending on our itinerary, there may be an opportunity toย purchase a day passย and enjoy theย luxuries of a private resort. Treat yourself to aย relaxing massage, lounge by theย pool, or savour aย romantic private dinnerย with your partnerโpure bliss in paradise. ๐ ๐ฝ๏ธ๐โโ๏ธ
Resort day passesย range fromย $50 to $200 USD, depending on the resort and whatโs included. Availability isย subject to our cruising scheduleย and the resortโs policies at the time.
Take a break from adventure andย immerse yourself in ultimate luxuryโbecause you deserve it! ๐ฅ๐ด
We love arrangingย visits to local primary schools or kindergartens, offering a wonderful way toย meet the communityย and immerse yourself in theย friendly, happy cultureย of the Maldives. These visits are often a highlight, providing meaningful connections with teachers and children.
If youโd like to make aย donation, the kids and teachers are always grateful forย sporting equipmentย such asย tennis rackets, soccer balls, crayons, and pencils.
We encourage guests toย buy supplies locally, either from a nearby island or inย Malรฉ. Not only does thisย support local businesses, but it also saves you the hassle of carrying items from home. Small gestures like these go a long way inย making a positive impact. ๐โ๏ธ
Enjoyย three delicious meals a dayย prepared by our talented chefs. Youโll also be treated toย pre- and post-surf snacksย to keep your energy high. If youโre ever still hungry, just let us know, weโll whip up something extra for you!
Ourย menu blends a variety of international cuisinesย using theย freshest local ingredients, with plenty of options forย meat lovers and vegetarians alike. Youโll findย fresh fruits, vegetables, andย energising dishesย to keep you riding waves longer.
We are happy toย accommodate special dietary requestsย with prior notice, and we can also help you celebrateย special occasionsโwhether itโs aย birthday, anniversary, or aย holiday with family and friends.
Enjoy your meals in a variety of settings:
Please see below for a sample menu from Adora to give you a taste of what you can expect onboard
Adora offersย the best-value bar prices in the Maldivesโup toย 50% lessย than youโd find elsewhere! But donโt get carried awayโwe want you to catch everyย epic wave. ๐ That said, itโs your holiday, and youโre free to enjoy it however you like!
Bar Credit:
Top-Shelf Liquor & Special Orders:
Weโve got you covered withย great food, refreshing drinks, and unforgettable dining experiencesโfueling you for every wave and every moment of your adventure in the Maldives! ๐๐ฝ๏ธ๐น
Make yourย once-in-a-lifetime Maldives adventure unforgettableย withย stunning photosย of you surfing crystal-clear waves and cruising the beautiful atolls. These are theย memories that last a lifetimeโand maybe evenย a few frame-worthy shots for the wall.
With Big Nann at the helm, youโll receiveย personalised photo packagesย featuring:
All images are delivered inย high resolution, so youโre free toย print, post, or frameย them however you like.
Yourย Moon Tours host, Big Nann, will be capturingย every epic momentย of the trip, managingย photos, video clips, and basic edits. Each surfer will receiveย sorted, personalised filesย at the end of the tour, making sure you have everything you need toย relive your adventure.
Let us knowย before the tripย or onย Day 1ย if youโd like a photo package.ย Bring cash for Nannย ๐, or if you prefer, you can withdraw the equivalent inย local currencyย upon arrival in the Maldives.
Capture yourย Maldives dream tripย withย breathtaking photos and videos, thanks toย Big Nannโs expert eye. This is your chance to bring home more than just memoriesโbring homeย art that tells your story. ๐ธโจ
Only 10 surfers per trip, private cabins for every guest, and premium upgrades throughout.
Explore the Maldives in Style โ 7 Nights / 8 Days All-Inclusive SUP Surf Trip
Travel aboard one of theย fastest and most luxurious yachtsย with access toย world-class coaching from Paul Byrne, a variety of uncrowded waves, gourmet meals, and adventure-packed days.
We highly recommend purchasing travel insurance that protects your holiday investment, including coverage for missed services, medical emergencies, itinerary changes, and cancellations for any reason, including force majeure.
For more information onย SUNOVA SUP hire, visit theย SHOPย tab on our website.
Contact our travel specialists forย up-to-the-minute availabilityย or group bookings:
๐งย info@moontours.com.au
Donโt miss this chance to scoreย epic waves and premium coachingย while cruising the pristine waters of the Maldives. Book now toย secure your spot on this unforgettable 7-night SUP surf adventure!
A non-refundable deposit ofย $1,000 or 30% of the trip valueย (whichever is greater) is required to secure your place. Balance due as per invoice terms.
We recommend reviewing ourย Terms & Conditionsย and taking out domestic travel insurance to protect your holiday investment.